By Commonwealth of Australia
Humans usually inquire from me, ''What is the key to being strong with money?'' the reply I provide is that there are a number of uncomplicated monetary conduct which may fairly make a distinction. figuring out funds fairly does repay. realizing funds capability knowing how much cash you may have and the place it is going. It potential being able to utilize what you may have. And it capability keeping what is yours.No topic who you're or what you earn, itâ€™s more uncomplicated than you think that to take keep watch over of your funds. This instruction manual might help to appreciate funds higher. evidently it canâ€™t supply specific suggestion, simply because that will depend on your individual situations, however it does include a great deal of details that may assist you to make your funds paintings more durable for you.
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Extra resources for Understanding money: How to make it work for you
See For more information on page 37 for details. Do you need to think about making extra contributions? If you’re not sure, talk to a financial adviser about your situation and future needs. See Getting information and advice on page 35. If you’re about to retire, you can choose how you want to get your benefit. When you retire most funds will offer you a lump sum, a pension or a mixture of both. Find out how tax and government benefits such as the age pension may affect your decisions. Remember that your money may need to last for 30 years or more after you retire.
Most people underestimate the value of what they own. If you’re looking for home and contents insurance, make sure you insure for the true replacement value. It can help if you keep receipts and take photos of valuable items. • Provide full and accurate information. Make sure you answer all questions correctly. If you don’t, you may have misled the insurer about the risk they’re accepting, and they may be able to refuse or reduce any claim you make. • Understand your contract. Insurance companies need to give you a policy document.
08 8985 0000 Anglicare (Katherine) . 08 8972 1571 Anglicare (Alice Springs) . 08 8952 0377 Queensland Financial Counselling Association of Queensland . 07 3321 3192 South Australia UnitingCare Wesley Adelaide Inc. 08 8202 5180 Tasmania Anglicare Financial Counselling Service . 1800 243 232 Victoria Financial and Consumer Rights Council ................................................ 03 9663 2000 or toll-free for rural Victoria ....................................................................