By Cecilia Minden,Timothy J. Whiteford,Ryan Spaude
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Additional info for Saving for the Future
Now you have to decide what to do with it. There are many things you’d like to buy now, but have you thought about the future? Look inside this book to find out more about setting financial goals and saving money. The Real World Math: Personal Finance books show readers how to use their basic math skills to begin developing the financial literacy necessary to succeed in the 21st Century economy. Other titles in the series include: • Investing—Making Your Money Work for You • Living on a Budget • Payday!
Saving Money (How Economics Works). Minneapolis: Lerner, 2006. Holyoke, Nancy. A Smart Girl’s Guide to Money: How to Make It, Save It, and Spend It. Middleton, WI: American Girl, 2006. html Money management information and games Real World Math: Saving for the Future 31 Index allowances, 4, 5, 9, 10, 13, 16, 24 financial goals, 5–7, 12–14, 16, 23–24, 25–26 banks, 9–10, 14, 15 interest, 14–15, 18 calendars, 13 charities, 24, 25 chores, 21 computer programs, 26 coupons, 21 jobs, 4, 21–22 long-term goals, 5, 7, 13, 14, 16, 23–24, 25 money diaries, 17–20 deposits, 10 expenses, 7, 9, 11, 19, 20– 21, 25 needs, 7, 9, 11, 19, 25 negotiation, 21 patience, 12–13 research, 15, 27 sales, 21 savings plans, 24–26 short-term goals, 5–6, 7, 13, 23–24, 25 unexpected expenses, 5 wants, 5, 7, 9, 11, 13, 19, 22 Web sites, 15 About the Author Cecilia Minden, PhD, is a literacy consultant and the author of many books for children.
Cecilia lives with her family in North Carolina. 32 21st Century Skills Library 21st Century Skills Library You’ve worked hard and earned some money. Now you have to decide what to do with it. There are many things you’d like to buy now, but have you thought about the future? Look inside this book to find out more about setting financial goals and saving money. The Real World Math: Personal Finance books show readers how to use their basic math skills to begin developing the financial literacy necessary to succeed in the 21st Century economy.